27
Oct
09

How to Kill House Value, number four – Carve up the Lot

When we first moved to France we were looking for a nice old farmhouse with a little land. Maybe half a hectare or more of garden and trees with some outbuildings to store junk and for the kids to play in. (Note for fellow Americans: a hectare is two and a half acres, so we started off looking for an acre or more.)

We looked at many houses and found that we crossed a lot of them off the list because of issues with the lot rather than issues with the house.

In some cases, the lot was too small. It might have a nice garden but when we saw it as a place for kids to explore it seemed a bit limiting, like we were still in Seattle with a big backyard. The weather might be better but we didn’t move to rural France to live in the suburbs.

Other houses had more space but it was poorly distributed. One lovely old house had over a hectare, but it was spread out in a long line away from the house. It didn’t seem part of the place. Another place had four hectares, but they were to the sides of a U-shaped building and not visible from the main house. They had piggeries on them, breaking up the space. Sure you could remove the piggeries but it didn’t make financial sense – you were paying for that capital only to remove it.

Other houses had a busy road by the front gate that was not mentioned in the adverts or by the agent. When you visited you realized that the photos of the front of the house had been taken by someone standing as far back as possible without letting the road enter the shot. This meant standing in the middle of the road.

The saddest example was near the town of Trie-sur-Baise. There was a glorious old doctor’s house that was in need of a lot of repair and renovation. It was big, listed at 500 square meters, somewhere around 5500 sq ft.

 

trie wide

 

We spent a lot of time going through the details of the house and the work that needed to be done. The old lady who had lived there had done minimal updating as the years went by and the grand house needed a lot of work, and given its size that meant a lot of time and money. Time is something we have a lot of, especially with Clementine going to school in January, so the work did not scare us off.

Houses down here often have issues with damp, and this one certainly did. As was the practice some decades ago they built a concrete apron around the house and channeled the water away to the side. It ended up in a little pond near the house. Another thing they did was strip of the chaux (lime-based render) from the bottom six feet of the facade and put up a cement render. It is the grey strip at the bottom of the photo below.

 

trie door

 

The old chaux would have had problems with rising damp, and when they replaced it with cement they were putting on something that was more resistant to water. The cement doesn’t breathe as well as the chaux. Since it can’t evaporate out the cement, any water under the house makes its way up the wall and exits above the cement. So you get a lot of wall damage six feet up.

 

trie windows

trie wall

 

The way to fix this is to remove the cement and replace with chaux, make proper guttering away from the house, get rid of the concrete apron that forces more water into the wall and also reshape the surface of the land to better channel water away from the house. As it stands the courtyard slopes gently towards the house – not good. Even then there may still be periodic damp issues. As I said, this is a lot of work but it is fixable. What isn’t fixable is this:

 

trie neighbour

 

Common practice in France is for a family to build a second residence on the site, then sell the old residence. It is a great idea when you have plenty of land and want to build a place for your kids. There are tax benefits from doing this, too. You don’t want to do much damage to the value of the old house. If you have a farm you can cut off a quarter hectare without noticing it. But here they cut the 2.5 hectare lot in half and built the new house behind the old doctor’s house.

So would we put the money and effort into renovating this grand old house? We could have spent a couple of years working our way through, renovating room by room and ended up with a lovely country house enlivened by the sounds of the neighbors’ pool. It wouldn’t have given us the full return for the investment we put in.

Nonetheless, it was worth going through the exercise of evaluating this house. Not only did we learn a lot about wall construction and water damage, we also learned a lot about what we value. We like privacy. Any house we buy can’t have neighbors right next to it. Looking back, our Seattle house was unusual in that it was in the middle of a city neighborhood (Queen Anne) yet still had privacy from its neighbors. After seeing this house we modified our criteria to pay more attention to lot layout and neighbors, and we are now looking at houses with more land. A lot more land.

22
Oct
09

Another Example of How to Kill any Value in Your House – ten awful bedrooms

Driving down a back road near my house I saw this place with ‘A VENDRE’ written on the gate. There were a lot of buildings and four hectares of land, so I checked it out. The house had been renovated to fill a lot of the barn space with extra bedrooms, giving it ten in all. The owner suggested I could convert the attic if I needed more space.

 

10 beds

 

The main house had been divided to build a standalone apartment for the Mother of the house. As I walked around it I kept searching for something good. The house was aligned north-south, which isn’t good. The main spaces of the house had been divided, lowering its value. The extra bedrooms had been renovated with an eye to spending minimal money, so there was nothing there either. Ten awful bedrooms and nothing of quality. Even the land wasn’t much use, despite its size. Several piggery buildings broke up the main field and the rest was distributed in smaller patches.

The boiler was in the kitchen, performing double duty as a TV stand. I hate TVs in kitchens, I hate boilers in kitchens and this was just my nightmare come true.

 

boiler

22
Oct
09

Bedrooms Need Sun

I looked at a house today that had six bedrooms, but four of the bedrooms were at the back of the house. This faced a pretty garden to the north, and we’re in France so that means they received no sun. All winter long and no sun. There were no side windows on the corner bedrooms. Nearly every house arranges the bedroom on the south wall (for all day sun) or the east wall (for morning sun). Maybe you could have a guest room facing north since you don’t want guests to stay. But why would you design things such that four out of six bedrooms got no sun? Were they nocturnal?

25
Sep
09

What is the Difference between a French Beach and a French Lake?

When it comes to kids, what is the difference between a beach and a lake? The answer: waves. A lot of beaches have waves that make them unsuitable for little kids, like this beach at Biarritz:

 

The beach at Biarritz

 

Those waves would eat up my kids. Even with little waves it is hard to relax at a beach when you have younger children running around.

Lakes are too small to have waves of any significant size, but the muddy foreshore is a pain. In Le Gers they have a solution. They built a concrete ramp into a reservoir then covered that ramp in truckloads of sand. Voila! An instant inland beach:

 

The Lake at St Blancard

 

It is surprisingly good; it even has a hunky lifesaver. The main advantage of the lake is that it is here in the Midi and you don’t have to drive two hours to get to the beach.

Part of me says that it isn’t “the beach” and never will be, and that emotional thinking isn’t wrong. But generations of Americans have built a culture around the lakes of the Midwest and that works just fine for me in France. When we saw it for the first time we wondered where the jet skis were, and why it wasn’t ringed with lakefront homes, although there is a village nearby:

 

lake w village

 

The is one drawback. As the summer progresses and the Gers uses up its water stores the level of the lake drops and the concrete ramp under the beach begins to show through.

As a day out for the kids, it is amazing. There’s a little shop where you can get ice creams and coffee, there are barbecues where people leave unused wood around for the next folk. I don’t think there’s a gain for the kids in going to the beach over the lake, at least nothing worth a five hour round trip.

Here is the lake itself, click on the picture to locate it with Google Maps.

 

lake

 

In short, I’m loving the lake. It isn’t sexy, it isn’t cool or fashionable but it is a lot of fun.

22
Sep
09

How to Ruin the Value of an old French Farmhouse

While house hunting we checked out an old farmhouse. On the surface it looked like a fine property with a big, quality farmhouse on three hectares of land. But there were a few major problems that reduced its value to the point where we wouldn’t make an offer.

The land is already in use

farmland

Pretty, eh. But the land was under an agreement where a farmer had the rights to farm it for the next eight years. You have three hectares/eight acres but can’t do anything with it, like pasture animals or farm it yourself. You can’t even choose who gets to farm it for the next eight years. This is an area of French law I need to learn more about, but having three hectares that you can’t use for eight years is a non-starter. And I’d rather avoid the situation where the paddock next to the house becomes a home for pastured cattle and your house becomes a home for flies. Under these laws you have little control, but locals are reasonable about working with you unless you hit the exceptional case, but that’s a risk I don’t want to take.

The kitchen extension is now a modern apartment

glass stairs

Often these farmhouses have an extension on the Western side that houses the kitchen. In this case the kitchen had been renovated into a modern apartment complete with glass staircase with no handrail. My mother refused to climb it. The kitchen was nice and would fit in well with a downtown apartment building but in a farmhouse it was out of place and too prone to get dirty. The worst aspect of this was that it took the kitchen away from the main house and the owner was building a little dark kitchen at the back of the main house to compensate.

The owner was hoping to turn the old house into a gite

otto window

Obvious thinking tells you that if you have some excess space in your house you can rent it out. The gite is an extension of this, a concept supported in French law where you can rent out self-contained spaces for income. The problem is that the Southwest of France is full of retired English folk who want to supplement their income with a gite so the supply is a glut and you can’t make much money at it. Now in the case of this house the owner has split a fine farmhouse into a modern apartment and a house that is missing a full kitchen. It isn’t functional as a house. To make it functional you’d have to open up the wall between the house and apartment (as it used to be) but then you have two opposite styles of construction in the one building and poorly optimized space usage. Since the extension was built to be a self contained apartment not as part of the main house, the rooms are small.

Over-Investment

The owner, not a country boy himself, has over-invested in this property. He’s spent a lot of money on renovations and wants to recoup it. As a farmhouse it is crippled for the reasons I list above and not worth anything near what he was asking. If he wants to sell it is a going gite then he’s facing the problem that the market is saturated with gites for sale. He will not get all his money back.

Conclusions

If the farmland was not in use for eight years and the apartment had not been built we would have made an offer. The basic house had so much quality and I loved checking it out. The construction of the main walls was better than anything else I had seen. The joinery in the roof was amazing. Putting logic aside and just using my emotions, it was painful to look at this stunning house and see its value eroded as it stopped being a bourgoise house and became an apartment with a fancy gite.

01
May
08

Why wobbly.com?

The last motorbike I owned in Australia was an old 1975 BMW R75/6 (like this one but grey and a lot tattier). I had it for ten years all up and put something like 150,000 kilometers on it, although I couldn’t afford a speedo cable for a couple of years so the number is fuzzy. At one point a motorcycle-crazy flatmate lent me a couple of Koni shocks to replace the ancient and feeble originals and I put them on. They were a little short for the bike which made its rear end sit down and made the steering go light. The flatmate borrowed it for a ride and declared it “The Wobbly Bike” and it was known as wobbly ever after. My current moto is a 1992 BMW R100GS and known as “Wobbly II” because I can’t be arsed to come up with a better name.

When I wanted a domain name for myself a few years ago I picked wobbly.com. It used to point to a site with all sorts of weird stuff including the photos from the Hallowedding. Then I parked it for a few years. Now I’m figuring out what to do with it. Maybe it will be something to do with bicycles, my main form of transport. Perhaps I’ll focus on my writing. All will become clear in the fullness of time.

In the meantime I put random personal musings on http://brentcu.com and the occasional family blog entry will go on http://pooparazzi.wordpress.com. Jean’s BBQ photography site is at http://girlongrillaction.com.




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